Loans for any such thing. Express CU provides a number of individual|range that is wide of loans to meet up with your requirements.

Loans for any such thing. Express CU provides a number of individual|range that is wide of loans to meet up with your requirements.

Work with a loan that is personal buy kitchen appliances, spend medical bills, emergency costs, buy some type of computer, or even for many different other reasons.

We also provide loans to aid grow your credit score or to help you combine numerous bills right into a payment that is single. The actual quantity of your interest and loan price are at the mercy of qualifications. For the convenience, you can expect easy, electronic payment plans at no cost.

Signature / Unsecured


Fixed rates and monthly premiums

Built to help you pay money for things that you want or want today

Avoids making use of possibly high rate charge cards or shop funding

Pay money for kitchen appliances, medical bills, computer systems, or this season’s getaway

Debt Consolidation Loan

An Express CU debt consolidation reduction loan makes it possible to get free from high interest credit debt as soon as possible.

The mortgage officers at Express will you each step of this means. You’ll work with financing officer to determine repayments which can be affordable but guarantees the debt is paid off quickly. This mix of quick repayment and specialist advice might help enable you to get away from debt and help keep you financial obligation free. On average, our people have actually conserved over $5,000 in interest having a debt consolidating loan from Express CU.

Credit Builder Loans

Life Happens!

Often all it requires is certainly one expense that is unexpected put off your complete budget, ultimately causing delinquent payments or incapacity to pay for a merchant account stability.

Later will pay and balances that are unpaid

Impact your credit

Reduce your credit rating

Curb your capacity to borrow at reasonable and rates that are affordable

Whenever you’re prepared to reunite on the right track and commence rebuilding your credit, Express CU has services and products created only for this scenario

Allow you to reconstruct your credit rating

Restore your borrowing capability

Credit Builder Loans (Cash Secured)

AKA Money on Lay-a-way!

Establish and build loan terms to your credit of 6 months to 1 year

Funds from the loan are deposited as a locked account in your title at Express CU

The deposit funds are employed as protection for the loan *

Make monthly, on time re payments

After you have paid the loan the funds are released for your requirements!

Rates of interest are low

A price method that is effective establish or reconstruct credit rating

Optimum loan is $3,000

Rate differs considering credit rating, which range from 4.15 % to 12.15per cent APR в±Ў.

*You could have use of your deposit funds as soon as the loan is compensated in complete.

Express CU’s credit fix loans could be precisely what’s needed seriously to reset your economic future.

Your credit score is below 550

You now have past loan that is due

Charged off reports

. Express CU might be help that is able!

If qualified for these services and products you are introduced to an on staff Express CU coach that is financial

Assess your individual situation that is financial

Review your credit file

Speak about budgeting tools

Find out more about just how the products might help you build a significantly better monetary future

Cash loans that are secured

Like the Credit Builder Loan you borrow cash guaranteed by money deposited to your share savings account or CD. The funds utilized as protection from the loan don’t have to end up being your – that is own family buddies might help you by depositing cash at Express Credit Union and agreeing to possess it ‘locked’ until your loan is repaid in complete.

US Citizenship Loans – Immigration Financing

The usa Citizenship application charge is $725 per person which will be too much to once pay all at if you’re trying to get numerous family relations. With a loan that can be repaid over 9-24 months if you don’t have the money for the application fee and don’t qualify for other assistance, ECU can help by providing you. You may want to submit an application for that loan for $1,225 to pay for the applying cost for Permanent Residency. If you want help to fund attorney’s costs, we might manage to help finance several of those costs as well.

Alternate Translations

Chinese Immigration Flyer

Spanish Immigration Flyer

English Immigration Flyer


People who were previously provided deferred action under DACA might need renewal. Renewal applications for DACA will always be being accepted by USCIS however they are perhaps not accepting brand new applications from people who have not before been provided deferred action under DACA.

The application that is current is $495 and ECU will help with spending that cost. You can expect a $495 loan that is personal 0% interest and a 10 thirty days payment term. There was a onetime $40 application charge this is certainly compensated upfront whenever loan is funded. We do pull credit and need earnings verification away from you and can are accountable to credit bureaus also to aid build credit rating. Then process as standard personal loan, 0% interest will not apply in cases payday loans phone number where more than $495 is needed if you need additional funds to pay for other services received or attorney’s fees we would.

Getaway Loan

Our Holiday that is annual Loan is provided from the beginning of October and operates through the termination of December. This loan is made to help with the high expenses of this period while building funds in a savings account fully for the next holidays.

Holiday loans for amounts up to $1,000 at 12per cent with 10 repayment period month

$25 of each and every payment that is monthly deposited as a getaway Club family savings

Up to $250 may be for sale in getaway Club cost savings by the end for the loan

Disclosures and restrictions about the getaway Club Account will likely to be supplied for you during the period of account opening.


Year combines a loan with a savings product to help prepare for next

10 month payment duration by having a flat rate and fixed monthly obligations

The loan is paid off, you’ll have $250 for next year by the time