Build better credit with Aqua.For Aqua Vintage

Build better credit with Aqua.For Aqua Vintage

The card that claims yes to working out for you grow your credit history whenever used responsibly

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou create your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure which will make re re re payments on time or even to stay in your borrowing limit implies that you’ll spend extra charges and may even make getting credit in the near future higher priced and hard.

Why Aqua?

Without headaches

check always your eligibility in under one minute, without any effect on your credit rating

Helpful tools

Remain in control with this app that is handy alerts, of good use guides and much more

Grow your credit rating

You can be helped by us begin your journey to building a much better credit history once you handle your bank account well

Usage with Apple Pay

You could make quick and secure purchases on line, through apps or in-store. Include your Aqua card to Apple Pay to begin purchases that are making along with your Apple devices. For detailed put up and directions see, How to create Apple Pay.

No effect on your credit rating

We assist over 4,000 people every and we could say yes to you too week. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super you’ll and easy have a reaction in under 60 moments.

37.9% APR

Representative (variable) for Aqua Vintage

We assist over 4,000 individuals every week, and we also could say yes for you too. Because we use SafeCheck, we could inform you whether you’re eligible without impacting your credit history. It’s super you’ll and easy get yourself a reaction within just 60 moments.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients say


Credit available and then British residents aged 18 and over. Susceptible to status. Terms use. The APR applicable for your requirements will rely on our evaluation of the application.

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Offered to utilize with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with authorized numbers 7297722 and 4134880 correspondingly. They form an element of the NewDay band of businesses. The office that is registered these firms is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and controlled because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd normally authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re re payment services. Aqua is really a trademark of NewDay Cards Ltd, that will be utilized under licence by NewDay Ltd.

Responsible creditfor the world that is modern.

Adjustable APRs range between 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back re re payment fees use)

$500 – $5,000 limitations

APRs 19.99% – 29.49%

2% – 10% money back at select merchants

Accountable credit without costs.

1% – 1.5% money back and more offers

$500 – $10,000 limitations

APRs 12.99% – 26.99percent

A new comer to credit

Ive never ever had a bank card, vehicle loan or home loan.

Ive never ever had a credit rating.

Im a student, an individual not used to the U.S., or an official user on some body elses charge card.

We keep a healthier stability in my checking/saving records.

Normal credit

I have not defaulted on financing in past times 24 months.

I’ve a credit that is limited, 3 years or less.

Im a gig/part-time worker without having a income that is predictable.

I keep a balance that is healthy my checking/saving records.

Good credit

We haven’t announced bankruptcy or defaulted on that loan within the last few 4 years.

We haven’t been a lot more than 1 month later on any charge card, medical bill, or loan in thelast 12 months.

We have had that loan or credit card for three years or higher with a borrowing limit above $3000.

Information supplied is actually for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. You could be helped by it be eligible for a a Petal charge card, even although you’ve never ever had credit prior to.


Seize control of one’s cash, set a spending plan, and monitor your credit history.


See just what you borrowed from, put up AutoPay, and keep attention on all your valuable acquisitions.

Invest Planner

Set a spending plan and find out exactly how much you’ve kept to expend.

We offer you with all the current tools you’ll want to build thrive and credit. Even though the global globe is continually looking to get you to definitely purchase material.

Its radically user that is simplified and mobile application allows you to control cash, track spending and build credit without considering it.

When anyone sign up for the card, theyre given usage of an software that suggests them on cash administration decisionsthe app will tell individuals its good to try to pay back their credit that is whole bill the conclusion associated with the thirty days, but will likely not penalize them if they cant.

Petal makes use of a more holistic and comprehensive underwriting model to look for the creditworthiness of charge card candidates in comparison to conventional banks that rely predominantly on a candidates FICO rating.